Online Motor Insurance Quotation — Insurance | Health | Pension
2026 / 2027 RATES
Quotation Details
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Manage Rates — All Insurers
Every rate band used by the quotation and comparison engine, in one editable table. Edits apply immediately to this browser session (new quotes will use the updated figures straight away). Nothing here is saved automatically to a server — use Export Rates (JSON) below to download a backup file, and Import Rates (JSON) next time you open this tool to restore it. "Reset to Original Rates" reverts everything back to the rates this tool shipped with.
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This creates the company with no classes yet. Once added, select it in the "Filter by Insurer" box above to add its classes of business and rates below.
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Included in the basic rate
Included in the basic rate
Rate / EP / PVT % fields are entered as percentages (e.g. type 4.5 for 4.5%). Leave "Max SI" blank for an open-ended top band. "incl." checked means the cost is bundled into the basic rate; unchecked means the amount typed is charged as a separate optional add-on when selected on the quote form.
Compare Across Insurers
Comparison shows the base annual premium (rate × sum insured, or the minimum premium, whichever is higher) including Excess Protector & PVT where these are bundled into the insurer's rate. Levies (PHCF 0.25% + Training Levy 0.20%) and Kshs 40 stamp duty apply on top, as on the formal quote.
Rates compiled from Imoth Insurance Brokers' 2026/2027 insurer rate cards & binder terms (Pioneer, Kenya Orient, Monarch, CIC, Definite, Directline, APA, Britam). Rates are indicative and subject to each insurer's underwriting confirmation, satisfactory loss ratio, and standard policy terms.
